Business Loan


A credit facility aimed at providing businesses with boost in working capital and is based on the analysis of their business performance.

Target Market:

  • Sole proprietorships
  • Business names
  • Limited companies 


  • Savings and collateral building period of at least 6 months
  • Bank statements for the last six months from the applicants current bank
  • Evidence of business income
  • Certified copies of identification documents (I.D., Passport, PIN, Certificate of Incorporation, Memo & Articles of Association
  • Business loan application form giving the details of the applicant
  • CRB report from a registered bureau.
  • Applicant must have a minimum share capital of Kshs 5000
  • Copy of latest final books of accounting.

Forms of security considered:

  • Title deeds
  • Prime property
  • Life insurance policy
  • Cash secured in a fixed account
  • Motor Vehicle log books

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